Latest Updates

Latest Purchase Updates

VA Loan: Non-Veteran Co-buyer

Joint VA Home Loan: Non-Eligible Co-Borrowers Special rules apply when co-borrowers who are not married take out a VA home loan. All co-borrowers don’t need to be VA-eligible. However, only the eligible borrower’s portion of the loan gets a VA guaranty. Entitlements are pro-rated when joint borrowers

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VA Mortgage Limits

What Are 2018 VA Mortgage Limits? In 2018, the Department of Veterans Affairs (VA) increased the maximum VA Mortgage it will fully guarantee in most US counties from $424,100 to $453,100. In many additional counties, 2018 VA Mortgage limits are

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How raising your FICO can save you BIG

How to increase your credit score fast You can raise your FICO and reduce what you pay for a mortgage, automobiles, and credit cards. And it’s not that hard to do. Here’s a step-by-step guide to get your credit score

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FHA vs USDA

How Affordable Are USDA Home Loans? Home buyers looking for a zero downpayment mortgage with low monthly payments should consider USDA home loans. The United States Department of Agriculture (USDA) loan, also known as the Rural Development (RD) loan, requires no downpayment and is

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