Latest Updates

Latest Purchase Updates

VA Loan: Non-Veteran Co-buyer

Joint VA Home Loan: Non-Eligible Co-Borrowers Special rules apply when co-borrowers who are not married take out a VA home loan. All co-borrowers don’t need to be VA-eligible. However, only the eligible borrower’s portion of the loan gets a VA guaranty. Entitlements are pro-rated when joint borrowers

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Mortgages with little to no money down

You Don’t Need 20% Down To Buy A Home It can take ten years or more to save for a downpayment, so maybe you should stop trying. After all, you don’t need a downpayment to purchase a home. That fact, plus

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ARM becoming more popular

Adjustable Rate (ARM) Mortgages Have Been Shunned For Years — But Should Be Considered In 2018 During the last few years, few mortgage borrowers have bothered with adjustable rate mortgages (ARMs). According to analysts at Ellie Mae, market share for the ARM mortgage

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Hurricane impacts on sales in September

It’s a jungle out there for home buyers Pending home sales remained unchanged in September from the downwardly revised reading of 106 in August, on the National Association of Realtors’ Pending Home Sales Index. Pending home sales: Was it Irma’s fault?

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FHA vs USDA

How Affordable Are USDA Home Loans? Home buyers looking for a zero downpayment mortgage with low monthly payments should consider USDA home loans. The United States Department of Agriculture (USDA) loan, also known as the Rural Development (RD) loan, requires no downpayment and is

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