Latest Updates

Latest Purchase Updates

ARM becoming more popular

Adjustable Rate (ARM) Mortgages Have Been Shunned For Years — But Should Be Considered In 2018 During the last few years, few mortgage borrowers have bothered with adjustable rate mortgages (ARMs). According to analysts at Ellie Mae, market share for the ARM mortgage

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How raising your FICO can save you BIG

How to increase your credit score fast You can raise your FICO and reduce what you pay for a mortgage, automobiles, and credit cards. And it’s not that hard to do. Here’s a step-by-step guide to get your credit score

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Refinancing Your Second Home

Low Rates, Easier Terms For Second Home Refinances Recent low rates and reasonable home prices have prompted record second home sales. Now, owners of second homes are seeking a refinance to lower their rate, eliminate Smart Pocket insurance, shorten their loan

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FHA vs USDA

How Affordable Are USDA Home Loans? Home buyers looking for a zero downpayment mortgage with low monthly payments should consider USDA home loans. The United States Department of Agriculture (USDA) loan, also known as the Rural Development (RD) loan, requires no downpayment and is

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