Latest Updates

Latest Purchase Updates

VA Loan: Non-Veteran Co-buyer

Joint VA Home Loan: Non-Eligible Co-Borrowers Special rules apply when co-borrowers who are not married take out a VA home loan. All co-borrowers don’t need to be VA-eligible. However, only the eligible borrower’s portion of the loan gets a VA guaranty. Entitlements are pro-rated when joint borrowers

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FHA vs USDA

How Affordable Are USDA Home Loans? Home buyers looking for a zero downpayment mortgage with low monthly payments should consider USDA home loans. The United States Department of Agriculture (USDA) loan, also known as the Rural Development (RD) loan, requires no downpayment and is

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