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Latest Purchase Updates

FHA vs USDA

How Affordable Are USDA Home Loans? Home buyers looking for a zero downpayment mortgage with low monthly payments should consider USDA home loans. The United States Department of Agriculture (USDA) loan, also known as the Rural Development (RD) loan, requires no downpayment and is

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Becoming a Homeowner as a Single Parent

Single moms can sometimes have it rough trying to raise their children by themselves and pay the bills. Buying a house on top of all of that seems almost unachievable. But there are loans available and lots of assistance to

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PP vs Mortgage Rates

Rising Mortgage Rates Affect Spending According to Freddie Mac, last week’s mortgage rates continued their upward trend. Since the election, interest rates have seen more ups than downs. 30-year fixed mortgage rates averaged 4.19 percent, when they were just 3.79 percent one

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Mortgages with little to no money down

You Don’t Need 20% Down To Buy A Home It can take ten years or more to save for a downpayment, so maybe you should stop trying. After all, you don’t need a downpayment to purchase a home. That fact, plus

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Unfreezing your credit while applying for a Mortgage

Equifax leak: experts recommend freezing your credit If your personal data is no longer secure because of the recent Equifax hack, many personal finance experts recommend that you protect yourself with credit monitoring and even freezing your credit.That can prevent people

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